![]() However, if you are a hobby drone pilot and they do offer smaller packages, it might be worth taking it. So make sure you give them a call before you add liability insurance to your drone insurance plan below.Īs a rule of thumb, $1 million dollars of liability insurance is more than enough, and this would be the standard offer from most drone companies. However keep in mind, your home insurance or business insurance might already cover accidents that happen with drones. If you’re a hobby drone pilot, liability insurance isn’t that important, however as a commercial drone pilot you’ll definitely want to consider this. For example, if you cause an injury to a person, or you cause damage to property by flying your drone into some powerlines, for example, liability insurance is what will save your day. Liability insurance doesn’t cover the actual drone, however, it’s designed for larger claims that evolve around accident caused by your drone. If you do need hull damage insurance make sure it covers your drone while it’s in flight, some insurance companies will charge extra for that. It’s generally the cheapest kind of insurance and you shouldn’t be paying more than $10 per month depending on the package. Hull coverage insurance will protect your actual drone against loss, theft, and damage. You’ll notice that below I mention two different insurance coverage, hull coverage and liability coverage. Know The Difference Between Hull coverage and liability coverage.īefore going over these insurance quotes, you’ll want to know what you’re actually looking at. The table just shows a rough breakdown, keep reading to learn more about each insurance company. DJI Care Refresh NO YES YES YES NO $6.6 per month VIEW Insurance quotes was done for the DJI Mavic model as a recreational drone pilot. Verifly by Thimble YES NO NO NO NO $10 per hour VIEW 5. ![]() RVNA YES YES YES YES YES $32.66 per month VIEW 4. SkyWatch YES YES YES YES YES $71.33 per month VIEW 3. Drone Insurance YES YES YES YES YES $10.18 per month VIEW 2. Insurer: Has Liability Coverage? Covers Hull? Covers Pilot Error? Covers Water Damage? Protects Against Theft or Loss? Cost: Get Quote link: 1. These insurance companies accept all kinds of drones and they offer it to recreational and commercial drone pilots, so keep reading to find one that suits you. Please keep in mind that your insurance quotes will vary depending on the drone you have, and how much liability insurance you need. Verifly has had to get approvals to operate state-by-state, since insurance is regulated by state-level government, not the FAA or any other White House office, where drones are concerned.In this article, I got some real online quotes for liability and hull coverage for the new DJI Mavic Air 2 which costs around $800. Previously Bregman founded ride hailing startup Hailo, the Uber challengers now majority-owned by Daimler, and merged with MyTaxi and Hertz was CIO of the e-commerce startup Quidisi. While Verifly is a licensed producer, its policies are underwritten by Global Aerospace Insurance, which has been providing aviation insurance policies well before consumer UAVs hit the market. It then sets a price for the drone pilot on a policy they can buy on-the-spot. If they agree to the price, users pay with a credit card to get $1 million in third-party liability coverage with $10,000 of invasion-of-privacy coverage. The Verifly app draws a quarter mile circle around users, analyzes information from the startup’s proprietary geospatial and weather databases, and shows the user their estimated risk. Open in 2015, and most famously onto the White House lawn. Verifly co-founder and CEO Jay Bregman said that he and co-founder and CTO Eugene Hertz wanted to design something simple, easy to use and tailored to the particular type of risk associated with flying a drone.Ĭonsumer drones have hit power lines in Southern California, crashed into the stands at major sporting events including the U.S. Verifly sells drone operators insurance on-demand.
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